Many people today are faced with astronomical student loan debt. While student loans are typically non-dischargeable in a bankruptcy, a Chapter 13 can provide you with a break from high monthly payments during your repayment plan. A Chapter 7 can wipe out other debt (credit cards, medical bills, payday loans) so that you may be able to afford your student loan payments. Contact our law firm to find out if Chapter 7 or Chapter 13 can help you with your student loans.
There are very limited situations where financial hardship can allow bankruptcy to discharge your student loans, and our attorney can discuss these options with you.